Terms of service is the agreement that sets the rules for using your product: what users may and may not do, your liability limits, and how disputes are handled. For a SaaS, getting it right matters: SaaS products typically process customer accounts and payments, so a clear privacy policy and terms of service are expected by users, payment providers, and enterprise buyers. This free terms of service generator asks a few questions about your SaaS and assembles a tailored document you can copy or download in seconds.
Why your SaaS needs a terms of service
Clear terms of service protect you by setting expectations, limiting liability, and giving you grounds to suspend abusive accounts.
SaaS products typically process customer accounts and payments, so a clear privacy policy and terms of service are expected by users, payment providers, and enterprise buyers.
What a SaaS terms of service should cover
A good terms of service for a SaaS is specific to how your product works. At a minimum, address:
- Account data, billing data, and how long you retain it
- Sub-processors you rely on (hosting, email, analytics, payments)
- How customers can export or delete their data
- Acceptance of the terms and who may use the product
- Acceptable-use rules and prohibited behavior
- Payment, refund, and cancellation terms if you charge
- Limitation of liability and governing law
How this generator works
PolicySmith builds your terms of service entirely in your browser — nothing you type is sent to a server. Answer the questions above about analytics, payments, AI features, and the regions your users live in, and the document updates to match. Export it as HTML or Markdown, paste it into your SaaS, and link to it from your store listing or footer.
Frequently asked questions
Do I need to list sub-processors in my SaaS privacy policy?
If you serve EU users under the GDPR, listing sub-processors (the third parties that handle data on your behalf) is strongly recommended and often contractually required by enterprise customers.
Do I need terms of service if I already have a privacy policy?
They serve different jobs. A privacy policy explains data handling; terms of service set the contract for using your product. Most apps benefit from having both.
Can I edit the generated terms of service?
Absolutely. Export the document as Markdown or HTML and adjust the clauses to match how your product actually works.
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