A cookie policy is a standalone reference page that lists the cookies and similar technologies your product uses, what each one is for, how long it lasts, and how visitors can control them. For a Fintech App, getting it right matters: Fintech apps handle sensitive financial data, so beyond a privacy policy they typically need to address safeguards in line with frameworks like GLBA and, if you handle card data, PCI-DSS at a high level. This free cookie policy generator asks a few questions about your Fintech App and assembles a tailored document you can copy or download in seconds.
Why your Fintech App needs a cookie policy
Under the GDPR, the ePrivacy rules, and laws like the CCPA you must disclose the cookies you set and, for non-essential ones, obtain consent. A cookie policy is where you document them in full and link to from your banner.
Fintech apps handle sensitive financial data, so beyond a privacy policy they typically need to address safeguards in line with frameworks like GLBA and, if you handle card data, PCI-DSS at a high level.
What a Fintech App cookie policy should cover
A good cookie policy for a Fintech App is specific to how your product works. At a minimum, address:
- What financial account, transaction, or identity data you collect
- Security measures used to protect financial data in transit and at rest
- Third parties such as banking-data aggregators or payment processors you rely on
- Each cookie or category, its purpose, and how long it lasts
- First-party versus third-party cookies and the providers behind them
- How visitors accept, reject, or withdraw consent
- A link back from your cookie banner to this policy
How this generator works
PolicySmith builds your cookie policy entirely in your browser — nothing you type is sent to a server. Answer the questions above about analytics, payments, AI features, and the regions your users live in, and the document updates to match. Export it as HTML or Markdown, paste it into your Fintech App, and link to it from your store listing or footer.
Frequently asked questions
Do fintech apps have extra privacy requirements beyond a normal privacy policy?
Often yes. Depending on your jurisdiction and what data you handle, frameworks like GLBA (US financial privacy) or PCI-DSS (card data security) may apply at a high level, on top of general privacy laws such as the GDPR or CCPA. Confirm specifics with a qualified professional.
What is the difference between a cookie policy and a cookie banner?
The banner is the short consent notice shown when someone arrives; the cookie policy is the full reference page it links to, listing every cookie and its purpose.
Do I need a cookie policy if I only use essential cookies?
Strictly necessary cookies do not require consent, but disclosing them is still good practice. A short cookie policy alongside your privacy policy covers it.
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